Frequently Asked Questions
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What documents do I need for the owner financing?
None! We do not require any documents such as proof of income or bank statements, no need for a credit check either.
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Does the property have road access?
Yes, all of our properties have road access unless stated otherwise.
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What type of deed do I receive?
When transferring a property, we use a Warranty Deed. This is the most secure deed available and are also used by Title Companies.
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Is there a grace period on monthly payments?
Absolutely, we offer a 15-day grace period on payments, we can also switch out to a different debit/credit card if needed.
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How does the 365 – day exchange policy work?
If you have already purchased a property from The Land Store, but you see a new property that catches your eye we will gladly exchange your property for a new one. (Certain terms and conditions apply)
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Do I need to pay property taxes?
The yearly tax fee is broken down and built into your monthly payments at no additional cost for the duration of financing.
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Does the property have road access?
Yes, all of our properties have road access unless stated otherwise.
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Can I make additional payments or pay off my loan early?
Yes, make any extra payments or feel at liberty to pay off your balance with no penalty.
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Can you help me improve the land?
Definitely, we have a list of trusted contractors that we are more than happy to refer you to.
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What happens after I invest?
We mail you client packet that includes a copy of your signed contract, a payment schedule (if financed), a copy of your recorded deed (if paid in full) and a thank you letter letting you know how much we appreciate your business.
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How do I track the progress of my loan?
We provide a login portal where you can track your loan progress at any time, you will be able to see the payoff amount as well as other information pertaining to your property.
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How do I make additional payments for my property?
You can make a payment anytime by email or calling us. You can also simply login to your customer portal and make a payment.